Financial Controls
Set up balance monitoring rules with thresholds, alerts, and line of credit tracking to keep your treasury within safe limits.
Last updated March 2, 2026
Overview
Financial controls in TreasuryPath let you set up rules that monitor your account balances and alert you when they cross defined thresholds. Rules can track total cash or available cash across all accounts, specific accounts, institutions, or entities, giving you early warning when liquidity dips below safe levels or exceeds target thresholds.
How Controls Work
Each financial control rule defines:
- What to monitor - The scope of accounts and the balance type
- The threshold - The target balance or percentage to measure against
- Evaluation - TreasuryPath periodically evaluates each rule and updates its status
When a rule detects that your balance has crossed the threshold, the rule’s status changes to reflect the current state, giving you a traffic-light view of your treasury health.
Creating a Rule
- Navigate to Controls and click New Rule
- Enter a name for the rule
- Select the scope of accounts to monitor
- Choose the balance type to track
- Set the threshold amount and currency
- Optionally configure line of credit inclusion
- Save the rule
Scope Types
The scope determines which accounts are included in the rule’s calculation:
| Scope | Description |
|---|---|
| All Accounts | Monitors the aggregate balance across every account in your company |
| Selected Accounts | Monitors only the specific bank accounts you choose |
| Selected Institutions | Monitors all accounts at specific financial institutions |
| Selected Entities | Monitors all accounts belonging to specific entities |
Balance Types
Choose which balance figure the rule tracks:
| Balance Type | Description |
|---|---|
| Total Cash | The sum of current (ledger) balances across the scoped accounts |
| Available Cash | The sum of available balances across the scoped accounts |
Rule Statuses
Each rule has a status that reflects its current evaluation:
| Status | Color | What it means |
|---|---|---|
| Pending | Gray | Rule has not been evaluated yet |
| OK | Green | Balance is within the acceptable range |
| Warning | Yellow | Balance is approaching the threshold |
| Breach | Red | Balance has crossed the threshold |
| Error | Gray | Rule could not be evaluated (e.g., missing data) |
The status updates automatically each time the rule is evaluated.
Pausing Rules
You can temporarily pause a rule without deleting it:
- Pause - The rule stops being evaluated. Its status freezes at the last known state.
- Unpause - The rule resumes evaluation on the next cycle.
This is useful during planned events like large disbursements or fundraising rounds when you expect temporary threshold breaches.
Line of Credit Configuration
For rules that should factor in available credit facilities, you can enable line of credit inclusion:
- Include LOC - When enabled, the rule adds available credit facility amounts to the balance calculation, giving you a view of total available liquidity (cash plus undrawn credit)
- Excluded account types - Optionally exclude specific account types from the LOC calculation
LOC Limit Schedules
Credit facilities often have limits that change over time (e.g., seasonal increases). TreasuryPath supports limit schedules that define credit limit changes on specific dates:
- Effective date - When the new limit takes effect
- Credit limit - The new credit limit amount
- Reason - An optional note explaining the change (e.g., “Seasonal increase for Q3”)
When evaluating a rule on a given date, TreasuryPath looks up the most recent limit schedule entry to determine the effective credit limit.
Archiving Rules
To remove a rule from active monitoring:
- Open the rule details
- Click Archive
- The rule is removed from active views and stops being evaluated
Archived rules are preserved for audit purposes and can be viewed in archived filters.
Frequently Asked Questions
How often are rules evaluated?
Rules are evaluated periodically as part of balance sync cycles. The exact frequency depends on how often your account balances are updated (e.g., after each Plaid sync or manual balance update).
Can I set different thresholds for warning vs breach?
The threshold you set determines the breach point. Warning status is calculated relative to the threshold to give you advance notice before a full breach occurs.
Can I have multiple rules for the same accounts?
Yes. You can create as many rules as needed with different thresholds, balance types, or scopes. For example, you might have one rule tracking minimum cash and another tracking maximum cash for the same set of accounts.
What is the difference between total cash and available cash?
Total cash is the ledger balance reported by the bank, including pending transactions. Available cash is what you can actually use right now, which may be lower due to holds, pending debits, or reserve requirements.
Do controls affect payments?
Financial controls are monitoring-only. They alert you to balance conditions but do not block or approve payments. Use payment policies to control payment execution.