Modern treasury, priced for the rest of us
Connect your banks and your books, see every dollar, and put an agent on your cash. Open a One Account to move money: standard payments from your balance stay free.
Free
Everything you need to see your cash and start moving it: one agent, two connections, real payments.
Start free- The essentials
- Cash flow agent + AI forecast
- Live cash position across your accounts
- One Account: move real money
- Free standard ACH from your balance
- Standard rates: 1.0% FX, $12 wires
- 2% rewards on TPUSD balances
- 2 connections (bank + accounting)
Pro
The full agent team running your cash around the clock, with double the connections and half the rates.
Start free, upgrade anytime- Everything in Free, plus
- 4 core agents: cash flow, payables, receivables, expenses (yield, financing + custom agents are Enterprise)
- Bring your own agents via MCP / API
- 4 connections (2x Free)
- Half the FX: 0.5% (vs 1.0%)
- Cheaper wires: $8 (vs $12)
- Same-day + instant payments unlocked
- 3% rewards on TPUSD (vs 2%)
Enterprise
The TMS of your dreams. We embed engineers and build treasury around how you actually work.
Talk to us- Everything in Pro, plus
- Full agent lineup + custom agents & tools
- Forward-deployed engineers who build for you
- Custom-built TMS to your workflows
- Unlimited connections
- Controls, policies, audit, SFTP
- Financing, scenarios, reconciliation
- Dedicated support and SLAs
- Custom fees, speed, and terms
Meet your agent team
Every plan starts with the cash flow agent. Pro adds the four core agents a growing business runs on. Enterprise builds custom agents and tools around your own workflows.
Keeps a live cash position and forecasts what's coming, so you see your tightest week before it arrives.
Pays bills on time and funds each one from the right account.
Chases open invoices and applies incoming cash so your position stays current.
Runs employee expense payouts and reconciles them against your books.
Yield optimizer and financing agents, plus custom agents built for how you work, come with Enterprise.
Simple fees on every rail
Standard payments funded from your One Account balance are always free. You only pay for speed and cross-border. No monthly minimums. No hidden fees.
| Money movement | Free$0 | Pro$29 / user / mo | EnterpriseCustom |
|---|---|---|---|
| Standard ACH from your One Account balance | Free | Free | Free |
| Standard ACH, externally funded | $1.00 | $0.50 | Custom |
| Same-day ACH | Pro & up | $5.00 | Custom |
| Instant (RTP) | Pro & up | $5.00 | Custom |
| Domestic wire | $12.00 | $8.00 | Custom |
| International, local rails120+ countries | Free | Free | Custom |
| International SWIFT | $20.00 | $15.00 | Custom |
| FX, major currencies | 1.0% | 0.5% | Custom |
| TPUSD rewardsvariable rate | 2% | 3% | Custom |
Compare every plan
Each plan includes everything in the plan before it. Connection limits are never hard blocks: go over and we simply reach out.
| Features | Free$0 | Pro$29 / user / mo | EnterpriseCustom |
|---|---|---|---|
| The agent & visibility | |||
| Agentic cash manager | ✓ | ✓ | ✓ |
| Live multi-bank cash position | ✓ | ✓ | ✓ |
| AI cash forecast | ✓ | ✓ | ✓ |
| Default agentscash flow, payables, receivables, expenses | Cash flow only | 4 core agents | Full lineup + custom |
| Yield optimizer + financing agents | ✕ | ✕ | ✓ |
| Custom agents & toolsbuilt by your FDE | ✕ | ✕ | ✓ |
| Money movement (the One Account) | |||
| Open a One AccountOpen to every plan | ✓ | ✓ | ✓ |
| Payments, bills, invoicing | ✓ | ✓ | ✓ |
| Same-day + instant payments | ✕ | ✓ | Custom |
| Connectivity | |||
| Connections / integrations | 2 | 4 | Unlimited |
| Bring your own agents (MCP / API) | ✕ | ✓ | ✓ |
| Treasury toolkit | |||
| Financial controls, policies & audit | ✕ | ✕ | ✓ |
| Financing, scenarios, reconciliation, SFTP | ✕ | ✕ | ✓ |
| Support & setup | |||
| Setup | Self-serve | Self-serve | Forward-deployed engineers |
| Support | Docs | Priority | Dedicated + SLAs |
Questions
You pay nothing, and you earn 2% rewards on the cash you hold in TPUSD. Connect up to two sources, see your cash, get a forecast, open a One Account, and send standard payments from your balance for free. No card required.
No. You can use TreasuryPath without opening a One Account: connect your banks read-only to see your live cash position, get a forecast, and let the agents surface the next move. Opening a One Account is what lets you move money from inside the platform, and it is optional, on your own timeline.
No. Any plan, including Free, can open a One Account and move real money: payments, bills, invoicing, plus rewards on the cash you hold (2% on Free, 3% on Pro). Standard payments from your balance are free on every plan, and upgrading only makes the fast rails cheaper. You are never gated out of the part that matters.
Pro is $29 per user a month. You get double the connections, your own agents via MCP and API, the lowest fees on every rail (0.5% FX on majors, $5 same-day ACH, $8 wires), and 3% rewards on balances held in TPUSD.
Standard payments funded from your One Account balance are free on every plan. You only pay for speed (same-day and instant, on Pro and up) and cross-border (SWIFT and FX). The full schedule is in the fee table above, with no hidden lines.
Agent work uses credits: most actions cost 1 credit, pulling a statement costs 3, and $1 of AI usage equals 15 credits. Free includes 400 credits a month, Pro includes 1,000 per account a month, and you can top up anytime. Agents pause instead of overspending, and you see projected usage before any scheduled run.
Nothing breaks. We never block you from adding another bank or system. Going over is simply our cue to reach out and find the right plan with you.
For teams that need treasury built around them. We embed engineers, build a custom TMS to your workflows, and turn on the full toolkit: controls, financing, reconciliation, and more, with custom fees and terms.
Every plan earns rewards on balances held in TPUSD: 2% on Free and 3% on Pro. The rate is variable.
USD, EUR, GBP, AUD, CAD, and JPY convert at the major-currency rate. Other currencies are quoted at checkout before you confirm, so you always see the rate first.
See it on your own cash
Start free in minutes, or book a walkthrough with our team.