This Acceptable Use Policy (“AUP”) describes permitted and prohibited uses of the TreasuryPath platform and services (“Services”). This AUP is incorporated by reference into the TreasuryPath Client Terms of Service. Capitalized terms used but not defined here have the meanings given in the Terms of Service.
TreasuryPath may update this AUP from time to time. Material changes will be communicated with at least fourteen (14) days’ notice. Continued use of the Services after the effective date of any update constitutes acceptance.
Authorized Use
The Services are designed for business treasury and payment operations. Authorized uses include:
- Cash visibility, forecasting, and liquidity management
- ACH payment initiation and wire transfer execution for business purposes
- Foreign exchange management and multi-currency operations
- Automated payment approval workflows and policy controls
- AI-powered treasury analysis and reporting
- API integrations for internal treasury and finance systems
- Use of TreasuryPath-native digital asset features, including TPUSD stablecoin settlement, where enabled by TreasuryPath
All use of the Services must comply with applicable law and the Terms of Service.
Prohibited Activities
Financial Crime and Regulatory Violations
You may not use the Services for:
- Money laundering, structuring, or any activity designed to conceal the origin of funds
- Terrorist financing or providing material support to sanctioned individuals or entities
- Sanctions evasion or transactions involving countries, entities, or individuals on OFAC, OFSI, EU, or UN Security Council sanctions lists
- Tax evasion, fraudulent tax filings, or processing payments intended to circumvent tax obligations
- Fraud, misrepresentation, or deceptive practices of any kind
- Unauthorized use of third-party payment credentials or accounts
- Processing payments on behalf of undisclosed third parties (i.e., acting as a payment aggregator or money transmitter without authorization)
- Representing to your customers or counterparties that TreasuryPath is your bank, payment processor, or licensed money transmitter
Data and Identity Misuse
You may not:
- Submit false, fabricated, or misleading KYB, KYC, or business information to TreasuryPath
- Impersonate another entity, business, or individual in connection with use of the Services
- Use the Services to collect, harvest, or aggregate financial data belonging to third parties without their authorization
Illegal Goods and Services
You may not use the Services to send or receive payments for:
- Controlled substances, illegal drugs, or drug paraphernalia
- Counterfeit goods, pirated software, or stolen property
- Weapons, ammunition, or explosives in violation of applicable law
- Human trafficking, forced labor, or sexual exploitation
- Services or products prohibited under applicable U.S. federal, state, or local law
High-Risk Activities Requiring Pre-Approval
The following categories are prohibited unless TreasuryPath has provided express prior written approval. This restriction does not apply to TreasuryPath-native digital asset products (e.g., TPUSD stablecoin) made available by TreasuryPath directly.
- Online gambling and gaming — including sports betting, casino games, fantasy sports with cash prizes, and sweepstakes with monetary payouts
- Adult content — including subscription platforms, digital content marketplaces, or any business primarily distributing adult material
- Cannabis and hemp — including dispensaries, delivery services, and ancillary cannabis businesses, regardless of state legality
- Cryptocurrency exchanges and brokers — including spot exchanges, OTC desks, and crypto-to-fiat conversion services. This restriction applies to clients whose primary business is cryptocurrency exchange or brokerage; it does not restrict use of TreasuryPath-native stablecoin features (e.g., TPUSD)
- Peer-to-peer lending and crowdfunding — platforms that pool and redistribute third-party funds
- High-volume payment facilitators — businesses that aggregate payments on behalf of multiple merchants or sub-merchants
- Multi-level marketing (MLM) — businesses that compensate participants primarily for recruiting rather than product sales
To request pre-approval, contact legal@treasurypath.com. TreasuryPath will respond within ten (10) business days with a determination. Approval criteria include regulatory status, transaction profile, and risk assessment at TreasuryPath’s discretion.
Platform Misuse
You may not:
- Attempt to circumvent, disable, or interfere with TreasuryPath’s compliance monitoring, fraud detection, or risk controls
- Use the Services to test, probe, or scan for security vulnerabilities without TreasuryPath’s prior written authorization
- Reverse engineer, decompile, or attempt to derive source code from the Platform or API
- Submit false, misleading, or fabricated transaction data or business information
- Use automated scripts or bots to access the Platform in ways that exceed your authorized usage limits or degrade performance for other clients
- Resell, sublicense, or provide third-party access to the Services without TreasuryPath’s prior written consent
Enforcement
TreasuryPath monitors platform activity for compliance with this AUP. Violations may result in:
- Immediate suspension of Services pending investigation
- Termination of your account in accordance with the Terms of Service
- Reporting to relevant regulatory authorities, law enforcement, or financial institutions as required by law
- Recovery of any losses, costs, or damages arising from the violation
You agree to indemnify and hold harmless TreasuryPath and its affiliates from any claims, losses, or liabilities arising from your violation of this AUP. TreasuryPath’s determination of whether a violation has occurred is final, subject to the dispute resolution process in the Terms of Service.
Reporting Violations
If you become aware of a potential violation of this AUP — including by another TreasuryPath client — please report it to legal@treasurypath.com. Reports are treated confidentially to the extent permitted by law.
Governing Law
This AUP is governed by the laws of the State of Delaware, without regard to conflict of law principles, and is subject to the jurisdiction provisions in the Client Terms of Service.
Contact:
TreasuryPath Inc.
Email: legal@treasurypath.com
Phone: +1 201-987-5629
Last Updated: April 10, 2026